We Help Seniors Save Money On Medigap

Medicare supplement insurance plans are our specialty.  Our licensed advisors are trained in all things Medicare and we’re prepared to make the recommendation that’s the right fit for your unique situation.

We offer Medicare supplement plans with options including:

  • No Deductibles.

  • Flexibility to see any doctor, anywhere.

  • Access to preventive care, dental & vision coverage.

Find the perfect Medicare plan for you!

Call 1-800-784-8969 to speak with a licensed advisor

Mutual of Omaha
SMS Medicare Insurance
TransAmerica Medigap Carrier
Cigna Medigap Insurance
Aetna Medigap
United Healthcare AARP
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Bankers Fidelity Medicare Supplement Carrier

Medicare and Medigap Complete Resource Library

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Save Money on Medicare
Medigap Made Simple
Medigap and You 2018
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Find the perfect Medicare plan for you!

Call 1-800-784-8969 to speak with a licensed advisor

Standardized Medicare Supplement Plans Make It Easy to Shop, Compare & Save

Do I have the right plan?

No matter which plan you select when you turn 65, it is important to evaluate this plan once a year. For Senior Market Solutions clients, this often means comparison shopping.

Why would I comparison shop?

People come to us from across the country with a variety of situations. Sometimes people selected a plan that ended up not being enough coverage for their healthcare needs. Others come to us after their plan’s premium went way up due to rate increases. We also work with a lot of folks who may have not really known what they were getting into with their first plan. And that’s okay! We are here to help.

Comparison shopping is a simple process:

Connect with one of our advisors who is licensed to sell a variety of plans in your state

Discuss your current coverage: what you like, what you dislike, and what you’d prefer

Provide basic information to the agent (age, zip code, gender, etc) so they can look up rates

Comparison shop! Once you have the rates is as simple as finding a great carrier and a great price

As you can see in this Medicare Supplement chart, each plan letter covers different portions of the gaps in Original Medicare. For example, Plan G does not cover the Medicare Part B deductible, but Plan F does. The most important thing to know about Medicare Supplement plans are that they are standardized by the federal government. No matter which insurance company sells a Plan G, the benefits are exactly the same.

The only difference from one company to the next is the monthly premium. This is the same for every plan letter no matter where you are in the country. Plan G with Company X is the same coverage as Plan G with Company Y.

Mutual of Omaha
SMS Medicare Insurance
TransAmerica Medigap Carrier
Cigna Medigap Insurance
Aetna Medigap
United Healthcare AARP
Medicare Supplement Carrier Logo
Bankers Fidelity Medicare Supplement Carrier

We Can Help You Choose A Medicare Supplement Plan

Our Most Popular Plans

Medigap Plans

Learn More About Each Plan Here

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Take Our Expert Guided Quiz

Choose a Medigap plan with ease!

  • Pick the plan letter that fits your health care needs

  • Find the lowest-priced option for that plan letter

  • Schedule your consultation with one of our advisors to complete your application

Here's What Our Clients Are Saying

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Judith P Mondovi, WI

"No worry and no hassle."

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Marvin & Alice M Guernsey, WI

"Nice people who do honest good work."

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James & Nidia W. Albion, MI

Working with an independent agent for our Medicare insurance was new to us. They took care of all the legwork and were very helpful. SMS was able to put us with the right company, keep our coverage the same and save us on expenses."

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Jessica-B Elroy, WI

"I appreciate that when I have called with questions or concerns, my call is answered promptly and my questions answered completely. I would recommend Senior Market Solutions to friends and family as a very reliable and dependable company."

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Donald & Karen N. Menomonie, WI

"At first we were hesitant to work with a broker that was long distance, but we have appreciated the personal touch SMS showed in assisting us with our Medigap insurance needs. We would encourage anyone to work with SMS, you will receive excellent advice and service."

Find the perfect Medicare plan for you!

Call 1-800-784-8969 to speak with a licensed advisor

Hello, it's nice to meet you!
We are a team of dedicated professionals, committed to helping Americans obtain affordable Medigap Insurance.

Rick Teska


Rick founded Senior Market Solutions to achieve his vision of providing straightforward, comprehensive, and unbiased options for people on Medicare.  He has over 30 years experience in the Medigap insurance market, there is no better resource for our clients.  Over the years he has earned many awards and is an accredited Medigap advisor. In his time outside the office, he enjoys spending time with his family, the outdoors and mentoring youth.

Cullen Teska

Licensed Advisor

Cullen specializes in helping clients transition to Medicare products from major medical plans and employee provided coverage. He knows there is not a one-size fit all plan and he works hard to find the perfect fit for everyone’s needs and future plans in retirement. Cullen has earned a bachelor’s from Northwestern University and a Master’s from Bethel University.  Cullen’s free time is spent with his wife and two children on outdoor adventures.

Alicia Gibbons

Agency Manager

Alicia has been an invaluable member of our team since 2008.  She plays an integral role between our clients, advisors, and Medicare supplement carriers. She ensures that quality and service exceed customer expectations.  Alicia places immense value on understanding a client’s needs and providing the best solution. Recently, she earned her MBA from Franklin University.  Outside the office, she enjoys spending time in her garden & reading.

Sara Teska


Sara takes pride in helping us make sure that every client feels like more than just a file in a cabinet.   She provides office support when needed and wears many hats.  Whether it’s wishing a client a happy birthday or helping to monitor their policy for rate increases, she makes sure you get personalized service.   Sara finds joy in making sure our team has what we need to be successful.  In her free time, Sara enjoys spending time with her family and grandchildren.

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About Us!

"Serving The Heart Of Midwest"
Our Services

As an independent Medicare Supplement broker, we represent over 30 top rated carriers. including Aetna, AARP, Mutual of Omaha & Cigna. Here you can compare, consult, and apply for Medicare supplement (Medigap) insurance all in one place.

Contact Us
Toll Free : 1-800-784-8969
Fax: 608-519-2133
[email protected]