Lower Your Medigap Costs Today.


We offer supplement plans with options including:

  • No Deductibles.
  • Flexibility to see any doctor, anywhere.
  • Access to preventive care, dental & vision coverage.

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Senior Market Solutions


Need Help?


Call Us!



Medicare is our specialty.  Our team is all things Medicare and can help you prepare to make the right decision.  Our licensed advisors can walk you through the maze that is Medicare and ensure your transition is smooth.


Medicare doesn’t cover everything.  We specialize in helping you choose a plan that fills in the gaps.  It is important that you cover yourself and greatly reduce your out-of-pocket expenses.


Paying for prescription drugs yourself can add up quickly, not to mention you may have to pay a penalty for not signing up at age 65. If you are currently taking medication, we strongly recommend a Medicare Prescription Drug Plan.


Medicare supplement insurance plans provide excellent benefits to cover most of your health care needs, you need to go a step further to ensure complete coverage.  We have available a variety of dental, vision, and hearing plans designed to save you money too and provide excellent coverage.


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Judith P Mondovi, WI

"No worry and no hassle."

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Marvin & Alice M Guernsey, WI

"Nice people who do honest good work."

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James & Nidia W. Albion, MI

Working with an independent agent for our Medicare insurance was new to us. They took care of all the legwork and were very helpful. SMS was able to put us with the right company, keep our coverage the same and save us on expenses."

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Jessica-B Elroy, WI

"I appreciate that when I have called with questions or concerns, my call is answered promptly and my questions answered completely. I would recommend Senior Market Solutions to friends and family as a very reliable and dependable company."

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Donald & Karen N. Menomonie, WI

"At first we were hesitant to work with a broker that was long distance, but we have appreciated the personal touch SMS showed in assisting us with our Medigap insurance needs. We would encourage anyone to work with SMS, you will receive excellent advice and service."


Call (800) 784-8969 today.  Our advisors will provide you with a Medigap policy comparison of more than 25 companies!

Meet our team

Rick Teska


Rick founded Senior Market Solutions to achieve his vision of providing straightforward, comprehensive, and unbiased options for people on Medicare.  He has over 30 years experience in the Medigap insurance market, there is no better resource for our clients.  Over the years he has earned many awards and is an accredited Medigap advisor. In his time outside the office, he enjoys spending time with his family, the outdoors and mentoring youth.

Cullen Teska

Licensed Advisor

Cullen specializes in helping clients transition to Medicare products from major medical plans and employee provided coverage. He knows there is not a one-size fit all plan and he works hard to find the perfect fit for everyone’s needs and future plans in retirement. Cullen has earned a bachelor’s from Northwestern University and a Master’s from Bethel University.  Cullen’s free time is spent with his wife and two children on outdoor adventures.

Alicia Gibbons

Agency Manager

Alicia has been an invaluable member of our team since 2009.  As agency manager, she plays an integral role between our clients, advisors, and Medigap carriers. She ensures that quality and service exceed customer expectations.  Alicia places immense value on understanding a client’s needs and providing the best solution. Recently, she earned her MBA from Franklin University.  Outside the office, she enjoys spending time with her husband, gardening & reading.

Sara Teska


Sara takes pride in helping us make sure that every client feels like more than just a file in a cabinet.   She provides office support when needed and wears many hats.  Whether it’s wishing a client a happy birthday or helping to monitor their policy for rate increases, she makes sure you get personalized service.   Sara finds joy in making sure our team has what we need to be successful.  In her free time, Sara enjoys spending time with her family and grandchildren.

Need Help?


Call Us!

Featured From Our Blog

Medigap and Part D, like Peanut Butter and Jelly!

Finding the right Medicare Part D plan is key when reducing healthcare costs for seniors.  Having a Medigap plan will help reduce out-of-pocket medical costs but does not address your prescription drug needs and costs. If you are enrolled in an original Medicare, you are able to enroll in a stand-alone Part D prescription plan annually from October 15th through December 7th.  During this same time, you can also choose to enroll in a Medigap Plan if you have not already…

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TRAVEL: Have you worried about your insurance coverage?

ONE OF THE BIGGEST DRAWBACKS OF A MEDICARE ADVANTAGE PLAN IS THE ABILITY TO RECEIVE CARE OUTSIDE OF A VERY SMALL PRE DETERMINED AREA… This may at face value not seem like such a BIG deal but consider this: Where do your children and grandchildren live? Do you do any foreign traveling? Do you maintain two residences? Do you enjoy “seeing the sights”, attending shows or athletic events, maybe recreational activities where you maybe go “off the grid”? It’s very likely that you…

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Save Double Digits when shopping for Medicare Supplement Insurance

A recent survey collected data that proved men and women could save 39% on Medicare supplements by simply comparing different companies while searching for a plan. The findings from Senior Market Solutions showed that by comparing Medicare Supplement options at www.seniormarketsolutions.com, applicants could save 39% on premiums by choosing the lowest cost plan. The survey analyzed non-smoking men and women from about 70 zip codes and showed that seniors could save over $100 monthly. From comparing and reviewing all options,…

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2 Quick Medicare Tidbits

Medicare Beneficiaries, Listen Up! Medicare Open Enrollment starts October 15th and runs through December 7th. CAUTION Fraud and identity thefts increase this time of year.  Be vigilant! – PROTECT your Medicare number – BE AWARE there are no “early bird” deals when enrolling in Medicare – CHECK your Medicare Summary Notice (MSN) by visiting your Original Medicare claims on MyMedicare.gov – REPORT any suspicious activity to 1-800-MEDICARE Medicare Part A and B offer home health care coverage In order to…

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Get to know us!

Phone: 1-800-784-8969
Fax: 608-519-2133
Email: [email protected]
The Difference
As an independent Medigap agency, we represent over 25 top rated providers. Including Aetna, UnitedHealth AARP, Mutual of Omaha, Cigna. Here you can compare, consult, and apply for Medicare supplement (Medigap) insurance all in one place.