Medigap Plan F: A detailed look at the most comprehensive plan option on the market
Medicare Supplement Plan F is one of 10 standardized Medigap plans available to people enrolled in both Medicare Parts A and B. Standardized means that plans are designed to offer the same benefits regardless of where you buy, except in Massachusetts, Minnesota, and Wisconsin where plans are set up differently. Medicare Plan F is the most popular Medigap plan because it provides the most comprehensive coverage to fill the gaps in Original Medicare. According to the Association for Medicare Supplement Insurance, 66 percent of Medicare beneficiaries choose Plan F.
Medigap Plan F is the only plan that covers all Medicare Supplement insurance benefits. The following are the benefits available with Medicare Supplement plans. “Yes” means that the benefit is covered at 100% under Plan F.
URGENT: On January 1, 2020, Plan F will no longer be an option when it comes to your Medigap purchase. Those who purchase the Plan F before this date will be able to keep it, but new enrollees to Medicare or those wanting to switch from another plan to the Plan F will no longer be able to do so.