How to Apply for Medicare

We know that applying for Medicare is a big step for most people it can be confusing and even at times intimidating. Often people think they have to go at it alone or that the only resource is the often-dreaded Social Security office. At Senior Market Solutions we have helped thousands of our clients sign up for Medicare and transition smoothly without headache or hassle.

There are several easy ways to apply when it’s time for Parts A and B. We recommend getting a hard start so that you are all set for your intended Medicare Part B effective date.


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When to Apply for Medicare

A common misconception is that the Medicare application is the same application as your Social Security income benefits (SSI) this is not correct, they are separate applications and processes. Generally, people who are aging into Medicare at 65 will need to complete this enrollment separate from their SSI application. If you are already on SSI or getting railroad retirement benefits you are automatically enrolled into Parts A and B age 65 and typically your card will arrive 1 to 2 months before you turn 65.

If you are not taking retirement benefits you would need to complete the application yourself and the government leaves the responsibility on you as to when to know to enroll and how to enroll.

Enrollment Periods


How to Apply for Medicare

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There are three ways to apply for Medicare the first option is to apply online and this is the fastest and most effective way to complete your Medicare application it takes less than 10 minutes.

You can also apply for Medicare by phone using their toll-free number which is 1-800-772-1213 you will inform the representative that you wish to apply for Medicare. Depending on the call volume you may be asked to make a telephone appointment in order to complete your application. This option may also mean there are paper forms that need to be filled out and those would have to be mailed to you and completed and then mailed back and this can often cause delays. We only recommend this option if you have two months or more of lead time to your intended Medicare effective date and are able to receive and send mail back in a timely fashion.

The third option is to apply in person at your local Social Security office. This is a convenient option if you are especially close to your 65th and if you do not have access to Internet or phone or both.


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