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These quotes reflect the lowest rates available from these carriers for the information you provided. While we try and provide you with the best, most accurate information, there are many variables that can affect these rates. Some carriers offer additional discounts, which are not included in these rates, for payment type or frequency and other factors. Unless otherwise stated above, the quotes are for a male, non-tobacco user in good health and with a preferred rating. For more information about how these rates are calculated and the specific rate available to you, please speak with one of our licensed agents at 1-800-784-8969.