Lower Your Medigap Costs Today.


We offer supplement plans with options including:

  • No Deductibles.
  • Flexibility to see any doctor, anywhere.
  • Access to preventive care, dental & vision coverage.

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Senior Market Solutions


Need Help?


Call Us!



Medicare is our specialty.  Our team is all things Medicare and can help you prepare to make the right decision.  Our licensed advisors can walk you through the maze that is Medicare and ensure your transition is smooth.


Medicare doesn’t cover everything.  We specialize in helping you choose a plan that fills in the gaps.  It is important that you cover yourself and greatly reduce your out-of-pocket expenses.


Paying for prescription drugs yourself can add up quickly, not to mention you may have to pay a penalty for not signing up at age 65. If you are currently taking medication, we strongly recommend a Medicare Prescription Drug Plan.


Medicare supplement insurance plans provide excellent benefits to cover most of your health care needs, you need to go a step further to ensure complete coverage.  We have available a variety of dental, vision, and hearing plans designed to save you money too and provide excellent coverage.


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Judith P Mondovi, WI

"No worry and no hassle."

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Marvin & Alice M Guernsey, WI

"Nice people who do honest good work."

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James & Nidia W. Albion, MI

Working with an independent agent for our Medicare insurance was new to us. They took care of all the legwork and were very helpful. SMS was able to put us with the right company, keep our coverage the same and save us on expenses."

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Jessica-B Elroy, WI

"I appreciate that when I have called with questions or concerns, my call is answered promptly and my questions answered completely. I would recommend Senior Market Solutions to friends and family as a very reliable and dependable company."

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Donald & Karen N. Menomonie, WI

"At first we were hesitant to work with a broker that was long distance, but we have appreciated the personal touch SMS showed in assisting us with our Medigap insurance needs. We would encourage anyone to work with SMS, you will receive excellent advice and service."


Call (800) 784-8969 today.  Our advisors will provide you with a Medigap policy comparison of more than 25 companies!

Meet our team

Rick Teska


Rick founded Senior Market Solutions to achieve his vision of providing straightforward, comprehensive, and unbiased options for people on Medicare.  He has over 30 years experience in the Medigap insurance market, there is no better resource for our clients.  Over the years he has earned many awards and is an accredited Medigap advisor. In his time outside the office, he enjoys spending time with his family, the outdoors and mentoring youth.

Cullen Teska

Licensed Advisor

Cullen specializes in helping clients transition to Medicare products from major medical plans and employee provided coverage. He knows there is not a one-size fit all plan and he works hard to find the perfect fit for everyone’s needs and future plans in retirement. Cullen has earned a bachelor’s from Northwestern University and a Master’s from Bethel University.  Cullen’s free time is spent with his wife and two children on outdoor adventures.

Alicia Gibbons

Agency Manager

Alicia has been an invaluable member of our team since 2009.  As agency manager, she plays an integral role between our clients, advisors, and Medigap carriers. She ensures that quality and service exceed customer expectations.  Alicia places immense value on understanding a client’s needs and providing the best solution. Recently, she earned her MBA from Franklin University.  Outside the office, she enjoys spending time with her husband, gardening & reading.

Sara Teska


Sara takes pride in helping us make sure that every client feels like more than just a file in a cabinet.   She provides office support when needed and wears many hats.  Whether it’s wishing a client a happy birthday or helping to monitor their policy for rate increases, she makes sure you get personalized service.   Sara finds joy in making sure our team has what we need to be successful.  In her free time, Sara enjoys spending time with her family and grandchildren.

Need Help?


Call Us!

Featured From Our Blog

Why Aren’t You Shopping Your Medigap Insurance?

Shopping your Medicare plan can allow you to save money on your Medigap policy, prescription drugs, and other health expenses. So why aren’t you? It’s commonplace to shop around, clip coupons and look senior savings days all in a valiant effort to get the best price on groceries and gasoline you name it.  A recent study showed |that not only do people over 65 spend very little time shopping for their Medicare plan and the reason you ask… FEAR You can read the…

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Here we go again… another Medicare Enrollment Period January 1st through February 14th 2018

That’s right folks ANOTHER Medicare Enrollment Period is upon us… This is called the MEDICARE ADVANTAGE DISENROLLMENT PERIOD AKA “MAPD”. What is that exactly, you say? The Medicare Advantage Disenrollment Period (MADP) is January 1 through February 14 of every year. Changes that you make during the Medicare Advantage Disenrollment Period go into effect the first day of the following month.During the MADP you can make changes only if you have a Medicare private health plan.  Medicare private health plans are…

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Listen Up!  It’s not called a PHYSICAL anymore.

Have YOU recently joined Medicare?   Did you know that you are entitled to receive an ONE-TIME “Welcome to Medicare” preventive visit with your doctor? this essential checkup will give you the chance to have a conversation with your doctor about your physical and emotional health and it won’t cost you a dime! This visit may include: A review of you and your family’s medical history Simple vision test Height, weight and blood pressure measurement Recommendations for other screening tests, shots, etc.…

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Medicare’s Most Helpful

Medicare’s Most Helpful Resources If you’re looking for an overall review of Medicare check out  http://medicare.gov. Want more information specifically about Part D?  Medicare Plan Finder SHIP– A state program that gets funding from the federal government to provide free local health coverage counseling to people with Medicare http://newoldage.blogs.nytimes.com/ This New York Times blog covers topics about aging, caregiving, health, and finances. Check out http://www.stopmedicarefraud.gov/ to become a part of preventing Medicare fraud and find out more about Medicare fraud…

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Get to know us!

Phone: 1-800-784-8969
Fax: 608-519-2133
Email: [email protected]
The Difference
As an independent Medigap agency, we represent over 25 top rated providers. Including Aetna, UnitedHealth AARP, Mutual of Omaha, Cigna. Here you can compare, consult, and apply for Medicare supplement (Medigap) insurance all in one place.