If you are retiring soon, chances are you may be uneasy about joining Medicare and choosing new health coverage.  Employer-provided coverage can differ greatly from what Medicare does or does not cover.  Planning in advance can help you make sure you get the coverage you need.

You will automatically be enrolled in Medicare Part A upon your eligibility for Medicare.  There is no premium for this coverage if you or your spouse contributed to Medicare while working.  Medicare Part A is not comprehensive coverage you are responsible for deductibles, co-pays, and coinsurance.

Medicare Part B enrollment is up to you and you will pay a monthly premium.  It covers outpatient care such as office visits and preventive care.  Part B is also subject to deductibles, co-pays, and coinsurance.

Medicare Parts A & B make up Original Medicare which is managed by the federal government.  Before you retire it is important to understand your current health care coverage needs and how to select the best coverage when joining Medicare.

Working with a licensed advisor can research and compare the plans available in your area to ensure you get the coverage you need is essential for a successful transition to Medicare.

For more information, explore seniormarketsolutions.com or contact a licensed Medicare Advisor at 1-800-784-8969 or info@seniormarketsolutions.com.

About Alicia Gibbons

Alicia is a Senior Office Manager in the Medigap industry and has 10 years experience. She is a one stop shop for answers, information and support for Medicare clients. When shes not writing you can find her in the garden.